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Social security provides the principal source of retirement income for the majority of people in the United States this includes those who receive pensions through employer sponsored plans During the 1700s and early 1800s many people industrilized This allowed people from rural areas to migrate to cites and work in factories A majority of these people received low wages and had to work under treacherous conditions Due to these extremely low wages people were unable to save for retirement If any of these people were disabled on the job or even were fired from the job there families had to suffer greatly So due to the industrial revolution social security insurance began in the United States Social security was not developed in the United States though it was known before it began in the United States Social security first became known in Europe Social security is a government program that pays retired people a certain amount of money Social security is also called social insurance because it doesnt only cover retired people but also to disabled workers to the families of workers who have retired become disabled or died and now also for medical expenses under Medicare Social security is nothing like public assistance because it pays it benefits to indiviuals and there families due to there work histories There are three main parts to social security these three components are very important because you can only collect if you fall into one of these three parts The three parts are 1 old age survivors disability ands hospital insurance 2 unemployment insurance 3 workers compensation Although most Americans in the work force today are required to pay social security insurance not all are covered by it Most civilian federal employees hired before 1984 are not covered by social security
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