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Word Count: 640
My Plastic Last summer was the first time that I had an official job I use the words official job because I had to arrive at work for a certain time work so many hours a week and finally had to pay taxes I made my fair share of money that summer and I spent a great deal of it The money was deposited directly into my bank account and for reasons of convenience I got a debit card That would prove to be a mistake Banking cards are nothing more than a drain on an individuals wallet because fees the possibility of fraud and finally an increase in spending accompany all the banking cards Firstly all banking cards have some sort of fees These fees range from usage fees to very expensive late charges on credit cards From the beginning I have been subject to these fees Every time I used my card at a different bank or use it to purchase something the bank charged me some small fee which they consider insignificant when compared to the overall convenience of the card Since summer they seized approximately thirty dollars from my account because of these fees If you think like the banks you believe this to be a nominal amount However over a period of a lifetime or even a few years these charges would indeed approach a considerably amount I thought that my debit card would be a convenience yet it has turned into a drain on my finances Secondly in todays world credit card and debit card fraud is found throughout society In a mere hour all of your hard earned money can be stolen without you even being aware of it Todays high tech society has made it possible for criminals to make a copy of your card and use cameras to record your pin number Luckily this has not happened to me and I hope that it never will
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