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The concerns about Social Security and future access to it are growing with every passing day People are constantly asking themselves if they are even going to retire Many people are already struggling in their retirement years and have had to find other ways to supplement their income Though ways of remedying the current Social Security crisis are available they are not without consequence to future generations Planning for retirement is imperative if one wishes to live comfortably in todays declining economyPlanning for retirement as stated above is a must these days Many people think I am too young to start planning for retirement this simply is not so Everyone needs to have a retirement plan set up Planning for the future can be difficult and confusing but many resources are available that can help one to plan successfully and even help one to track their progress and keep on the designated path laid out When one comes of age and provides for oneself one should start planning for retirement One needs to set a retirement goal when do they want to retire what type of lifestyle do they want to live once retired as well as planning for the what ifs in life Many companies started that focus on helping people plan for retirement Companies such as MetLife and Fidelity were started to help give insight to the process of planning for retirement Making sure their clients live comfortable lives after retirement This includes helping them keep on track with their goals Having such a helpful advocate is relieving to some people especially in a time of uncertainty as this Step One Do a reality check take a step back and look at current finances and determine what more is needed to live the lifestyle one desires in retirementStep Two Play catch Up ideally one should aim to save 15 percent of their gross monthly income including employer matching contributions The goal is
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