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Our American society values hard work and assumes lower and middle class workers can retire with confidence Our Western culture respects the maturity of elders and wishes to provide for them Our capitalistic economic principles strive to maximize competition and efficiency Our democratic political system guides politicians to please constituents while making the best policy decisions for the entire country A true American crisis is one that plunges these ideals into conflict Because this issue threatens economic standards societal mores and political objectives I feel that Social Security reform is the most important domestic issue facing my generationEconomically Social Security is a flawed concept Many people dont quite understand that little column on their pay stub for FICA tax Nearly all of my peers assume that Social Security is like a savings account -- money they give now is set aside for them when they retire Unfortunately the truth is that taxes from TODAYS young workers cover benefits for TODAYS retirees The money for the federal Social Security system goes out as quickly as it comes in This wont work forever Life expectancy is increasing while birth rates are declining As recently as 1950there were 16 workers for every Social Security beneficiary Today there are only 33 By 2025there will be fewer than two The Social Security pyramid is unsustainableIn recent years personal fiscal responsibility has become increasingly popular In fact I first became interested in this issue when attending a forum about investing The event was hosted by Senator Bob Kerrey and billionaire Warren Buffett to encourage youth to plan for their financial futures I had never been interested in the economic realm before but this exposure heightened my interest I recognized that I needed to start planning for my future and have concern for those who have not planned for their own futures The notion of Social Security reform was introduced and I began to read extensively about the topic I realized that
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