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The Four Laws to Debt Free Prosperity The object of this book is to teach people how to manage their money in order to stay out of debt and plan ahead for the future This book goes over several suggestions or laws but focuses on four main ones To work with the other laws you must first learn and master the first which is Tracking daily expenses By doing this one sees how to ease financial problems by finding money that slips through the cracks If one pays attention to every detail of what they are spending they can not help cutting back on frivolous spending when they see how unnecessary spending money on that really is The second law is Targeting your goals By targeting your goals you will have something to push yourself for If you have nothing to compare yourself to you will not have anything to work up to When setting your goals they should be written down and answering the following Where you are where you want to be and how long it will take you to get there By having your goals with you at all times it gives you an incentive to follow the first law as well The third law Trimming works with the first two in order to help you set up for future plans With trimming you set up a standard of living which is lower than your level of income rather than at the limit of credit worthiness Once one starts living on less than they earn they pay themselves to accelerate debt payments and then to build wealth If one takes out at the beginning of the month 5 10 or even 15 identified as surplus to reduce debt that forces one to live on what is leftover The fourth and final law is Training This law deals with investing money after out of debt so it
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