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Summary With the state-based health insurance exchanges looming over the horizon it is indeed necessary to get an in depth information about these exchanges to get lower Florida health insurance premiums With the inception of health care reform of President Obama we have seen numerous changes in health care such as full coverage of preventive care services and establishing a state based exchange But what are these exchanges about How can it help consumers looking for affordable California health insurance plansAn exchange is marketplace where individuals and small business firms can shop and compare different California health insurance plans online Plans will be standardized meaning every plan sold by insurance companies will offer the same benefits to make it easier for consumers to shop for health insurance Consumers will simply focus on the cost and quality of the health insurance plan when doing comparison shoppingViews of Republicans On The Issue Of ExchangesLike almost everything else connected with the Affordable Care Act of the Obama administration state based exchanges are enmeshed in politicsIn California and other states such as Colorado and Maryland lawmakers have agreed to adopt the legislation in setting up exchanges However there are Republican governors who threatened not to implement the exchanges unless they get more flexibility over Medicaid Other states even refuse to implement any part of the health care reform such as FloridaAccording to some Republicans and other advocates of the law California health insurance exchanges can give consumers the chance to get affordable CA health insurance plans for it can increase competition between CA health insurance companies and possibly drive down the premiums However if not done well insurance experts predict that healthy individuals will opt out from the exchanges and would leave insurance companies insuring sicker people with rising CA health insurance plan premiumsWhen Will California Health Insurance Exchange Take PlaceThe new health insurance marketplace is said to take its full course
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