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Word Count: 453
Social security is very essential for most of todays older Americans Since it was begun it has been a sort of protection for retired workers and for disabled workers Social Security allows people to live independently and still have their dignity There are about 150 million workers protected by Social security and more then 44 million people receive Social Security benefits The Social Security program is a way of providing an economic security in todays society More than 9 in 10 older Americans get Social Security each month Without Social Security almost half of the senior citizens would live in poverty while now with Social Security the poverty percentage is only 11 percent For almost two thirds of the elderly Social Security is their major source of income for a third of the elderly Social Security is their only income The main reason for Social Securitys financial problem is based on life span Were living longer and healthier lives When Social security was created in 1935 a 65-year-old had an average life expectancy of 12 more years today its 17 and rising Also 76 million baby boomers will start to retire in about 2010 and in about 30 years there will about twice as many older Americans are there be today Also at the same time the number of people working to contribute to Social Security will drop from 33 to 2 Many people think that their Social Security tax contributions are held in their own accounts for their own retirement needs but their not The Social Security we pay today goes to aid the retirees of today Soon the number of retirees will out number the amount of people working and the funds for Social Security will diminish I have proposed two plans in which we may be able to save Social Security 1 The retirement age for full Social Security benefits should be raised further Americans are living
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