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Running Head ILLUSTRATION OF A PENNY SAVEDThis paper is an illustration of the phrase A Penny Saved is A Penny Earned The paper has been critiqued by several of my peers in order to present a finished copy to the instructor Penny pinchers have been around since the first time money was used This was a frequent saying in the household where I grew up Ever since I can remember my grandmother used this phrase whenever she gave me any money The idea behind it was that I would save the money and someday be able to use it for something I really needed as opposed to buying the candy and toys I was going to spend it on The thought of me spending the money foolishly instead of saving it she could not comprehend She came from the era where you worked so hard to get what you had that you appreciated it more than if someone just handed it to you I grew up and realized just how right she was yet also found that asking for help did not mean you were incapable of achieving your goals it just meant that you had fallen into a difficult time in your life and needed a little help to get going again I should have listened to her and followed her advice perhaps I may have been able to retire early had I saved it all Today in the twentieth century being a miser is the norm Most people will not buy foolishly just because they want a certain item My family has become accustomed to only buying what we need and waiting to buy the things we want until I can afford to spend the extra money If the price tag is larger than my paycheck we can walk away from it Others may decide a credit card is the answer and yet others will buy it
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