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SOCIAL SECURITY Social security is a government program that helps workers and retired workers and their families achieve a degree of economic security Social security also called social insurance provides cash payments to help replace income lost as a result of retirement unemployment disability or death Haydock 2002 In this paper we will take a closer look at The United States Social Security System The social security in the United States has three parts The first part consists of old age disability survivors and hospital insurance OASDHI The second is Unemployment and the third is workers compensation To become eligible for social security one must have earned work credits or have a family member that has The number of work credits earned depends on the amount of money the person has earns per year A worker can earn a maximum of four work credits a year regardless of how much money they make To qualify for retirement benefits a person must have 40 credits If a person turns 62 before 1991 they may have fewer than 40 credits You must also be fully insured or currently insured Workers disability before the age of 31 may collect if they have earned at least six work credits and if they have earned work credit for at least half the time between their 21st birthday and the time they became disabled Workers disabled after their 31st birthday generally need at least five years of work credit in the 10-year period before they became disabled The United States was one of the last major industrialized nations to establish a social security system In 1911 Wisconsin passed the first state workers compensation law to be held constitutional At that time most Americans believed the government should not have to care for the aged disabled or needy But such attitudes changed during the Great Depression of the 1930s Many Americans realized economic misfortune could result from events over which workers
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