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Word Count: 974
BUSINESS DISCOURSE Throughout my college career I will be involved in the business discipline I knew for almost my whole life that I wanted to participate in business That is dream and my major also To make it comes true I do many researches and read a lot of newspapers and I found one magazine about business that is very good for me as well as for people who want to do business and also for our community Readers Digest is a very common magazine many people read now a day On their March 2004 issue Marc Myers wrote Safe Bets an excellent topic on investing money into the market As a business major I found this topic very interesting Myer wrote an article about the Montheis who loss 70 of their investment during the crash on 2000 Based on the Montheis failures Myer introduced a better way to invest money for future needs The topic that kept show up again and again is how to diversify the portfolio to reduce risk and pick the right advisor To start the discussion Myer introduced the Motheis situations They are a married couple with one child The Motheis is very concerned about their retirement money and so they set up a portfolio for their funds During the crash in 2000 the Motheis loss 70 of what they have been invested in They drew out two conclusions first they did not pick a very good advisor for their portfolio and second their choices of stocks were not very good After introducing the Motheis Myer lead direct into advising his audience with their investment He preferred buying more short-term CDs certificate of deposits over long-term CDs to reduce inflation risk He also recommended invest your stocks in different industries and companies His reason is if something goes wrong with one industry you still have other industries to hold up that loss The main focus is dont put all your
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