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Word Count: 807
Credit Card is a card that is given by a financial company with the option to borrow money It is a very evil item to have this card can affect your life and a decadence ways Credit card is one of the things in life that people should not use The three main reasons why we should not use credit card its because you spend more than you can afford killing you slowly and can hurt your credit scoreOnce you have a credit card mostly everyone that has a bad education about it tend to use it for everything Sometimes they made up a lot of excuses so they can just use it and they spend more than they can afford For example once a user of that little plastic has it they are already making up excuses that they need the money to respond to their needs Sadly they use the card to pay for their bills like cable shopping eating out and cars Indeed credit card users spend more money than what they have to pay for the billing of the card The second reason that I am against credit card it because Credit Card Companies wants their customers to use the card so they can charge them more The card company made up a lot of rules so they can kill the user They have something they called interested rate Interested rate is something that the card companies have when you are paying back the money that you borrow they made you pay it with interest They have different types of interests like 30 10 20 etc Depends on the companies that the user has For instance they made up a lot of rules like if you borrow a minimum of 500 dollar you going to pay an interest rate of 30 and if you were late for the payment you are going to have to pay an additional 10
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