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High Cost Of Benefits In todays tight labor market most business owners small business included recognize they have to offer better salaries and better benefits to attract and retain employees Currently 44 percent of the uninsured people in the United States are owners of companies that have fewer than 50 employees according to the Cato Institute I would have bad teeth and poor health if it werent for my wife said CPA Paul Hense of Grand Rapids Mich Hense is covered under his wifes plan but doesnt have one for himself because the cost is prohibitive he said He does however cover the three people who work for him Small business owners when offering employee benefits is parity The reason is because They want the same consideration big business gets when it comes to offering benefits to employees Instead small business owners plan to propose that the law be changed to allow them to deposit up to 25 percent of their salary in 401k plans which would make it worthwhile to many small business owners who currently do not participate in a 401k plan because right now you can only deposit 10 percent I do not understand why only 44 percent of the uninsured people in the United States are owners of companies that have fewer than 50 employees I believe they should all have insurance I believe employees should be able to deposit as much of there salary as they feel they need to in there plans If I currently had a job I believe I would stand somewhat a role if it was a part time job but I do not work right now so I do not really have a part in this To make a stand and try to raise it I need all the past 401 plans charts and statistics and reasons and people who will help me take a stand so we can deposit more of our
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