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Word Count: 789
Establishing your credit is like building a home First you have to start with the foundation and build your way up This is a long road that starts the first day of college and extends to the last days of your life This highway needs a very prudent and disciplined driver so that he or she is able to use credit as a tool to build a sustainable and growing net worth Credit relates to financial literacy in many ways First if you have good credit history then you will have an access to money from financial institutions and you will have the knowledge to know what investments are best with the money that you have in hand People find out the importance of a good credit history at the point in the highway of life when it is most needed When you get to the crossroads These crossroads could be either at a time when one needs financial support to pay for a wedding to buy a house for your family or buy a car to transport ones kids and go back and forth to work As you can see credit is very important It can seriously aid a person in implementing the key ingredients in the recipe of life However as mentioned previously you need to be careful that you do not lose this privilege Explaining that credit is not privy to all people around the world can further emphasize this privilege Other countries and more so emerging markets do not offer their pupils access to credit to purchase assets As a result we need to appreciate the benefits of an access to available credit Knowing the importance of good credit I think a good credit can make a great impact in my life now and for the future In short term it can help me obtain my first car payments for college or starting a checking account or savings
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