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While the debate over health insurance reform has been intense and the amount of discussion has been tremendous Santerre The two major concerns are the lack of access to medical care for the uninsured and the escalating health care costs Santerre It is no wonder why there is so much dissatisfaction with the US health care system Santerre The reason many people are without insurance because either it is not offered through their work or they cannot afford Individual health insurance So what do they do if they get sick What are the options for someone with no insurance They could go to the hospital especially if they do not have any money to pay for medical services at that time They will be billed for the services but fees from the hospital are quite high could be in the hundreds or thousands depending on what is wrong They could go to a doctors office but payment is expected when services are rendered and depending on what is wrong again they could be looking at hundreds of dollars or more If they could afford individual health insurance then all they would be facing is a co-pay which is normally twenty to thirty dollars and co-pay for any prescriptions if needed This is just an example of what people have to face in the United StatesNearly one million more Americans went without health insurance in 2010 than in 2009 New York TimesThe Census Bureau reported that the number of uninsured people rose to 499 million last year up from 49 million the previous year New York TimesThis is particularly disturbing during an economic decline in which more people have been pushed into poverty Also the uninsured are being left with very few resources to pay for health care New York Times So what happens to the uninsured Many are forced to postpone necessary care and forego preventive care such as childhood immunizations and routine check-ups
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