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Word Count: 1,101
One of the biggest decisions every high school graduate has to facecomes at the time of applying to college Deciding to go and where tois going to have a big impact on the student life and in most cases abig factor for this is money As an effect of that concern student-loanswere developed However the increasing student-loan debt over the pastyears have made parents and students ask themselves is the risk worthit As reported by Robin Wilson in her article A Life time of StudentDebt Not likely taking a loan to pay college is a great deal Sheclarifies that after graduation few sacrifices may be needed to repaythe loan but compared to what students acquire after college it is asmart loan to take In the other hand Kristina Dell points out in herarticle I Owe U student-loans are not the best idea a collegeapplicant could have Repaying student-loans is very difficultespecially because college graduates are paying back their loans withtheir low income salaries due to the wages of a recent graduate normallyhas which leads to rough situations Few people like high schooladvisors are trying to help control the debt by informing students andparents but both they have not had a profound impact yetFor many students going to college in the US comes with a very importanteconomic decision Many families think of college as an investment themoney spent on tuition and fees would be covered by potential earningsthe graduate would have However tuition has had a high increase overthe last decades As Dells article points out the cost of collegehas soared 538 over the past 30 years pg42 Many high school students look to get into their dream college which inmost cases has tuition costs that may not be suitable for their economicstandings Regardless of these factors and without thinking on probableconsequences some students end up over borrowing money This situationhave led to a rise on unpaid loans plus and an increase on the numberloans
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