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Almost everyone in the world has the viral very serious contagious disease known as credit card debt I unfortunately am one of those not so smart people that max-out their cards and dont have enough money to pay their bills Not having enough money to pay your bills causes late payments which hurts my credit Everything that I just mentioned I consider my self an expert cause I have experienced all of them When I turned 18 I made the worst mistake of my life I applied for a Master Card To this day I still wonder why that Master Card gave me a 100000 Credit limit The day that I received my card I went out and charged a Kenwood cd player for my car Even though I had absolutely no money in my bank account or the money for the bill I still charged 34300 for my very first purchase In a website written by Debt solutions1 I found some useful information that it states that the average credit card balance in America is 7000 with the minimum monthly payment it would take the person 25 years to repay the full amount Credit card Solutions1 also stated that Credit card companies solicits the average American 7 times a year through the mail also the average household has 10 credit cards In Digging your way out of debt Paul writes that Americans charged more then 1 trillion in purchases with their credit cards alone last year more than they spent in cash The average cardholders outstanding balance is 4400 up 123 percent in only a decade Credit card companies disguise credit cards as changing lives or living a dream or images of a better life Visa its everywhere you want to be Theres always something more to discover with your Discover Card Or American Expresss classic Membership has its privileges Lim Paul J US News World Report Digging your way out of
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